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	<title>Ryan Goh: Life through these eyes</title>
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	<link>http://ryangoh.wordpress.com</link>
	<description>Investing. Living. Eating. Growing up in Singapore.</description>
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		<title>Ryan Goh: Life through these eyes</title>
		<link>http://ryangoh.wordpress.com</link>
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		<item>
		<title>Apologists and Denial: NUS campus Crusade for Christ edition</title>
		<link>http://ryangoh.wordpress.com/2012/02/17/apologists-and-denial-nus-campus-crusade-for-christ-edition/</link>
		<comments>http://ryangoh.wordpress.com/2012/02/17/apologists-and-denial-nus-campus-crusade-for-christ-edition/#comments</comments>
		<pubDate>Fri, 17 Feb 2012 13:47:46 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Everything under the sun]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=433</guid>
		<description><![CDATA[I read about how NUS Campus Crusade for Christ (NCCC) has stirred some controversy over some promotional material they created. (full story here) I wasn&#8217;t going to say anything about it though because I think there are many others who have blogged about it already and I don&#8217;t think I&#8217;d be bringing anything new to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=433&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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			<media:title type="html">NCCC poster</media:title>
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		<item>
		<title>Buffett on why stocks beat bonds and gold in the long run</title>
		<link>http://ryangoh.wordpress.com/2012/02/10/buffett-on-why-stocks-beat-bonds-and-gold-in-the-long-run/</link>
		<comments>http://ryangoh.wordpress.com/2012/02/10/buffett-on-why-stocks-beat-bonds-and-gold-in-the-long-run/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 12:47:34 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[productive assets]]></category>
		<category><![CDATA[warren buffett]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=430</guid>
		<description><![CDATA[This is classic Warren Buffett. Anyone who wants to know how and investor thinks should read this. Snippets: At Berkshire Hathaway (BRKA) we take a more demanding approach, defining investing as the transfer to others of purchasing power now with the reasoned expectation of receiving more purchasing power &#8211; after taxes have been paid on nominal [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=430&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<title>Experiences are what matter most- my car</title>
		<link>http://ryangoh.wordpress.com/2012/02/02/experiences-are-what-matter-most-my-car/</link>
		<comments>http://ryangoh.wordpress.com/2012/02/02/experiences-are-what-matter-most-my-car/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 05:59:59 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Everything under the sun]]></category>
		<category><![CDATA[buying a car in singapore]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=416</guid>
		<description><![CDATA[Most people that know me think that my mind revolves around money- either I&#8217;m thinking about accumulating more of it or how to spend less of it. People that know me personally also know that I drive. It&#8217;s pretty hard to reconcile the two (making more money and buying a car) in Singapore where cars [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=416&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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			<media:title type="html">Suzuki-Swift-Sport</media:title>
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		<title>Farewell to one of Singapore&#8217;s best investment blogs</title>
		<link>http://ryangoh.wordpress.com/2012/02/01/farewell-to-one-of-singapores-best-investment-blogs/</link>
		<comments>http://ryangoh.wordpress.com/2012/02/01/farewell-to-one-of-singapores-best-investment-blogs/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 03:02:30 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[fundamental analysis]]></category>
		<category><![CDATA[singapore context]]></category>
		<category><![CDATA[value investing]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=419</guid>
		<description><![CDATA[It&#8217;s a pity that Musicwhiz has decided to stop blogging. Although too wordy sometimes, his was one of the best blogs on value investing and fundamental analysis in the Singapore context. I&#8217;ve met the guy once and he&#8217;s a great guy too- very intelligent and detailed but I suppose if you&#8217;ve been reading his blog, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=419&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://ryangoh.wordpress.com/2012/02/01/farewell-to-one-of-singapores-best-investment-blogs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<title>Essential skills: cutting people off from my life</title>
		<link>http://ryangoh.wordpress.com/2012/01/28/essential-skills-cutting-people-off-from-my-life/</link>
		<comments>http://ryangoh.wordpress.com/2012/01/28/essential-skills-cutting-people-off-from-my-life/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 14:48:08 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Everything under the sun]]></category>
		<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=413</guid>
		<description><![CDATA[Life is finite. No one can escape the fact that while we live right now, we will all die some day. There is another inevitable fact of life- there are intelligent people and there are stupid people. I don&#8217;t mean people who have low IQ but rather there are people in life who will be [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=413&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://ryangoh.wordpress.com/2012/01/28/essential-skills-cutting-people-off-from-my-life/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<item>
		<title>How much of your income do you save? Where do you save it and why it matters.</title>
		<link>http://ryangoh.wordpress.com/2012/01/17/how-much-of-your-income-do-you-save-where-do-you-save-it-and-why-it-matters/</link>
		<comments>http://ryangoh.wordpress.com/2012/01/17/how-much-of-your-income-do-you-save-where-do-you-save-it-and-why-it-matters/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 13:02:26 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=407</guid>
		<description><![CDATA[A survey conducted by Jobscentral.com.sg (full article here) shows that 2 in 3 Singaporeans save no more than 20% of their income. I&#8217;m not sure if this is before or after CPF but I&#8217;m assuming it&#8217;s &#8216;before&#8217; since the article says it&#8217;s a percentage of monthly income. If the average Singaporean uses all of his [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=407&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<item>
		<title>Chan Chun Sing&#8217;s Chye Tow Kuay hard to digest</title>
		<link>http://ryangoh.wordpress.com/2012/01/16/402/</link>
		<comments>http://ryangoh.wordpress.com/2012/01/16/402/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 14:11:47 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Everything under the sun]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=402</guid>
		<description><![CDATA[(Edited 17 Jan 12: Realised that I forget to title the post!) There are analogies and there are analogies. And I&#8217;m not sure what point Acting MCYS minister Chan Chun Sing was trying to make when he said this: &#8220;(For example,) you go to Peach Garden, you eat the S$10 XO Sauce chye tow kuay [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=402&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://ryangoh.wordpress.com/2012/01/16/402/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<item>
		<title>How our differences make us stronger</title>
		<link>http://ryangoh.wordpress.com/2012/01/11/how-our-differences-make-us-stronger/</link>
		<comments>http://ryangoh.wordpress.com/2012/01/11/how-our-differences-make-us-stronger/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 15:00:05 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Everything under the sun]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=398</guid>
		<description><![CDATA[I read this piece today by Michael Hyatt. In it, Mr Hyatt talks about how some opposing character traits of him and his wife make their marriage stronger. I strongly urge you to read it and then reflect on your own lives. Contemplating on this piece as I broke some sweat on my once-in-a-blue-moon night [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=398&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<item>
		<title>Importance of dividends and a long time frame. Revisited.</title>
		<link>http://ryangoh.wordpress.com/2012/01/01/importance-of-dividends-and-a-long-time-frame-revisited/</link>
		<comments>http://ryangoh.wordpress.com/2012/01/01/importance-of-dividends-and-a-long-time-frame-revisited/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 15:05:18 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=394</guid>
		<description><![CDATA[I blogged about this some time back. In case anyone&#8217;s wondering if it works in the local scene, it does. Drizzt, as usual, has come up with a solid post (Noble Group: What the charts don’t tell you about Noble’s total return). Do check out the rest of the companies he studied in his spreadsheet. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=394&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://ryangoh.wordpress.com/2012/01/01/importance-of-dividends-and-a-long-time-frame-revisited/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<title>What worries me about PUB&#8217;s response to the recent flooding</title>
		<link>http://ryangoh.wordpress.com/2012/01/01/what-worries-me-about-pubs-response-to-the-recent-flooding/</link>
		<comments>http://ryangoh.wordpress.com/2012/01/01/what-worries-me-about-pubs-response-to-the-recent-flooding/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 04:09:02 +0000</pubDate>
		<dc:creator>ryangoh</dc:creator>
				<category><![CDATA[Everything under the sun]]></category>

		<guid isPermaLink="false">http://ryangoh.wordpress.com/?p=387</guid>
		<description><![CDATA[Mr Wang rips apart PUB&#8217;s statements on the floods: It rained heavily on 23 December and there was flooding in several parts of Singapore. However, the PUB claimed that there was no flooding at Orchard Road. I quote the exact words from their press release: &#8220;There was no flooding at Orchard Road.&#8220; I don&#8217;t understand [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=ryangoh.wordpress.com&amp;blog=20527299&amp;post=387&amp;subd=ryangoh&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://ryangoh.wordpress.com/2012/01/01/what-worries-me-about-pubs-response-to-the-recent-flooding/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	
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			<media:title type="html">ryangoh</media:title>
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		<media:content url="http://ryangoh.files.wordpress.com/2012/01/liat-towers-flood-23-dec-11.jpg?w=300" medium="image">
			<media:title type="html">liat towers flood 23 dec 11</media:title>
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